Today, I share my personal story about a loved one and life insurance.

My personal story begins with my wife passing away a couple years ago from breast cancer. Unfortunately, the old way of thinking is you insure the breadwinner for much more than you do for your spouse or significant other. At the time, I was not full considering the loans, mortgage, other debt. What I would like to pass on to you is to consider life insurance parity. I had much more life insurance than I did for my wife. I realize now that this was a mistake. My spouse’s life was not less valuable than mine. It was equal. And with all the debt that I incurred from her medical bills, taking a work break was not an option. I would have loved to take time to grieve. Being self-employed it was very difficult to do that. So what I would like to do is pass along to you is what I have learned through personal experience. Needless to say, it was a rough few years. When we sit down together, I will pass along my experiences, personal and professional, so you do not have to go through what I went through. We will plan in advance for life’s contingencies.